USA Travel Insurance

Our policy

• Recommended Travel Insurance
  Our single trip policy is available to anybody no matter what nationality you are who resides within the EU. The 24 hour worldwide emergency medical service is provided by Specialty Assistance Limited, experts in providing friendly and professional emergency help around the clock.
  
  Our travel insurance policy is underwritten by the ACE European Group Ltd provided by Campbell Irvine Ltd. who are available on +44 (0) 207 938 1734 to help you with any enquiries that you may have relating to the cover offered.
  
  If you wish to purchase our travel insurance please indicate on your booking form or by selecting the relevant box on the on-line booking system. The payment will automatically be deducted from your credit card in addition to the tour deposit or full payment.
• Valid for policies issued up to 31/12/2013
  

  PREMIUMS	UK£	Euro €	US$
  Single Trip up to 10 days:	£45	€55	$75
  Single Trip up to 17 days:	£69	€79	$115
  Single Trip up to 25 days:	£85	€99	$139
  Single Trip up to 50 days:	£139	€159	$229
  Single Trip up to 80 days:	£208	€239	$345
  Each additional month:	£69	€79	$115
  Annual Multi-trip* 1 person (incl. up to 4 children) :	£145	€169	$239
  Annual Multi-trip* Family (2 adults & up to 4 children):	£225	€259	$369
  Single Trip Excess Waiver**:	£12	€15	$20
  Annual Excess Waiver**:	£20	€25	$35
  Cancellation only cover:	£45	€55	$75

  
  * The Annual Multi-Trip insurance offers coverage for unlimited trips up to 70 days in duration and is often better value for if embarking on a longer trip. This is only available to UK or EU clients under 66 years of age. Multi-trip insurance includes Winter Sports cover.
  
  ** If you make a claim you will be liable for the first UK£70 (UK£250 for legal expenses) of each and every claim. This is called the insurance excess. To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown above. No policy excess applies for claims arising from personal accident, loss of deposit only, travel delay and temporary loss of baggage.
  
  Family Rate: For families travelling together a special premium applies based on 2.5 times the adult rate. This provides cover for two adults under 66 years and up to four children aged 18 years or less.
  
  Child Reduction: Premiums are reduced by half for children aged 18 years or less at the time of booking, if travelling with an insured adult insured under this scheme.
  
  For persons aged 56-65 years at the time of arranging insurance, double the premium is charged. For those 66 years and over please refer to Campbell Irvine on 020 7938 1734 for advice.
  
  All premiums shown are inclusive of Insurance Premium tax at the applicable rate.
• Summary of cover
  

  Section A:* Medical Expenses Hospital Benefit Criminal Injuries Personal Liability Section B (Personal Accident): Permanent Loss of Sight Loss of Limb(s) Permanent Total Disablement Death Section C: Cancellation or Curtailment Section D: Delayed Departure or Arrival Hijack of aircraft Interruption of Transport Delayed Tour Expenses Section E: Personal Effects Money Tickets Passport & Visas Section F: Legal Expenses * US residents not covered for section A.

  Cover up to: GBP 5,000,000 GBP 200 GBP 5,000 GBP 2,000,000 GBP 25,000 GBP 25,000 GBP 50,000 GBP 10,000 GBP 5,000 GBP 100 (-12hrs) / GBP 1,000 (+12hrs) GBP 3,000 GBP 300 GBP 150 GBP 2,000 (Valuables limited to GBP 350) (Single Article Limit GBP 250) (Disc Collections GBP 200) GBP 500 GBP 1,000 GBP 250 GBP 15,000

• Excess payment
  UKGBP 70 per claim per section per person except for Section D - temporally lost baggage, loss of deposit, travel restriction, personal accident and personal liability which are not subject to an excess.
  
  UKGBP 250 in respect of section F - Legal Expenses only.
  
  To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown in the Premiums table above.
• Geographical areas
  USA and Worldwide
• Important note:
  This is only a summary of cover. Full details of the cover provided are shown on your policy document which will be sent to you upon receipt of payment of premium, please read it carefully to ensure you understand the cover provided. Should you wish a specimen, a copy will be made available prior to purchase upon request. If the insurance does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund. This insurance is offered on a none-advised basis from a single insurer, the ACE European Group Ltd.
  
  Please remember that all material facts should be disclosed, as failure to do so may affect your rights under this Insurance. The Insurance contains conditions that relate to your health and that of others not necessarily travelling with you but upon whose well being the trip may depend. In particular, pre existing medical problems are not covered unless the medical helpline is contacted on: +44 (0)844 826 2686 and the appropriate additional paid where applicable.
• Trek America is an Appointed Representative of Campbell Irvine Ltd who are authorized and regulated by the Financial Services Authority.